Getting Started

Thank you for your interest in Innovative

We think you will find here a competitive home for your better restaurant risks, with excellent products and services for your insureds. 

• We are a knowledgeable wholesaler with over 40 years of experience specializing in restaurants.  We deal with several admitted carriers, all rated “A-“ or higher, to provide solutions for a variety of restaurant types and locations. 

• We have the resources to respond to your needs, from single locations to multi-state chain operations. 

• The only thing we do is restaurants, so we can offer superior pricing and outstanding restaurant-specific coverages.

• We are a strong proponent of market stability and long-term relationships.

Please review our online broker kit that contains (1) information about our company; (2) some observations about how to sustain successful insurance programs for the restaurant industry; and (3) some comments from key brokers about our performance.

•  ICC Broker Kit

• Article - Our Recipe for Success in Restaurant Insurance

Below is a Broker Profile.  In order to get to know you better and determine if we have solid mutual interests, we ask that you complete and return it.   If you have any questions, please contact Tom Fitzgerald at 860-550-3770. 

We appreciate your interest in ICC, and look forward to being the market of choice for your good restaurant business. 

Dean J. Carras

President

Broker Profile

Interested in doing business with us?

Please download and complete the Broker Profile form (PDF or MSWord doc) by right clicking on link and then left click "save target as".  This will download the file to your computer.  Please complete the form and return it to us. Please include copy of Domicile state license and copy of E&O declarations page or Certificate of Insurance.

Email:   lorettaf@innocov.com

FAX:   973-884-4411

Mailing Address:

Innovative Coverage Concepts,

8 Wood Hollow Road,

Parsippany, NJ 07054

Personal & Confidential – Loretta Fischer