Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients. 

Business Insurance for the Restaurant Industry

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Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients.
History

In 1952 the management of Innovative Coverage Concepts (ICC) built a mid-size regional insurance brokerage firm in New Jersey, offering a variety of property/casualty insurance products and services to both commercial and personal clients.

Even at that time, when insurance products were extremely standardized, the firm developed a specialty: providing restaurants with property, liability, and workers’ compensation insurance.  By the late 1980s, the firm became a dominant player in the Northeast for this niche market, having developed special programs geared specifically to meet the needs of restaurateurs. 

Today, ICC continues its tradition of insuring restaurants, lending its expertise, knowledgeable staff, and longstanding relationships to brokers throughout the United States. 

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Revised:  May 28, 2007

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