The key to delivering outstanding service is having experienced, knowledgeable, passionate people at the helm who are dedicated to achieving results.  We’re proud of these contributors to our success:

DEAN J. CARRAS - President

Dean Carras has spent more than 25 years in the insurance industry, focusing on special programs for restaurants. Early in his career he foresaw how concentration on a market niche creates value for policyholders—better coverage at lower prices.  As a result, Dean expanded his clientele to include more than 2,000 restaurants in three states. Creation of Innovative Coverage Concepts was the logical next step in a dynamic plan to extend his niche market vision and restaurant insurance expertise to brokers throughout the United States. As someone who continually demonstrates results and an unswerving integrity, Dean has earned the trust and confidence of all ICC brokers around the country.

JEFFREY M. HALLMAN - Vice President/National Accounts

Jeff Hallman launched his career with a major insurance company more than 30 years ago. He specializes in large businesses with complex insurance needs—including multiple locations and unusual exposures—and understands the advanced techniques and special handling that such accounts demand. Jeff’s extensive experience with hospitality accounts is put to good use helping brokers land those national, multi-location restaurant accounts.

LINDA S. MAHER, CPCU, CIC - Program Manager

With over 25 years in the insurance business, much of it with specialized insurance  carriers, Linda brings a wealth of knowledge and experience to the management of restaurant programs for ICC.  As a technical specialist in the areas of Workers’ Compensation and Package products, Linda has a multi-state background, dealing in such diverse areas as forms, filings, pricing and training.    She is a resource for all ICC brokers in defining the appropriate coverage for every situation. 

MARC FABRIZIO – Claims/Loss Control Manager

Marc’s background as a claims adjuster and claims manager provides ICC’s brokers with a valuable resource.  In his years with a large, well-regarded Third Party Administrator, Marc developed an expertise in claims and litigation management for all types of coverage areas, from Property to Commercial Auto to Employment Practices Liability and, of course, General Liability.  He will manage ICC’s loss control activities as well as problem-solve claims issues for our brokers.

THOMAS A. FITZGERALD – National Marketing Director

Tom entered the insurance industry more than 20 years ago with a leading direct writer, followed by a successful 10 years as a Vice President of risk management with a national broker, and more recently as a marketing officer with a commercial reinsurer. Creative, flexible, and effective risk solutions are the tenets of his Restaurant and Hospitality customer relationships. Ever mindful of growth and service excellence, Tom’s management experience is an integral part of his commitment to representing Innovative Coverage Concepts business partners.