Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients. 

Business Insurance for the Restaurant Industry

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Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients.
 

National Accounts

ICC is an established leader in providing insurance coverage for well-managed restaurants—not only for those with one or several locations, but also for those whose exposures span many locations and more than one state. We understand that such businesses require special techniques, resources, and attention.

  • Different Approach  

We use a year-round, ongoing process to help you manage your national accounts.

Traditional account marketing 60 days before expiration usually results only in declination letters and eleventh hour quotes

  • Exposures  

We are advocates for your client’s business.

We prepare a professional underwriting submission that tells your client’s story in the best possible light, explaining to underwriters why they should write your client’s account at an attractive rate. 

  • Advanced Techniques

Alternative risk management techniques, such as self-insured retentions, large deductibles, or even captive insurance programs are available to minimize your clients’ costs

  • Losses

We examine your client’s loss detail to uncover opportunities for loss improvement.

We also make a case for excluding certain extraordinary losses allowing us to use better “experience” and a lower “loss pick.”

  • Loss Control 

Focusing on proactive measures to prevent claims from occurring.

Making sure that the carrier only pays third-party claims that are truly justified.

These are just a few examples of the special attention and know-how we extend to your national accounts to achieve superior results.

Interested in learning more?
Call us toll free at 866-577-7007or Contact your marketing representative>>
 

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Revised:  May 28, 2007

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